FORECLOSURE SALE NOTICE
Default in the payment of principal and interest has occurred under the terms of a Promissory Note (the “Note”) dated June 1, 2016, executed and delivered by Natalie R Ramirez (“Mortgagor”) to the United States of America, acting through the Rural Housing Service or successor agency, United States Department of Agriculture, and a real estate Mortgage (the “Mortgage”) of the same date securing the Note, which Mortgage was executed and delivered by said Mortgagor, to said Mortgagee, and which Mortgage was recorded on June 2, 2016, at Reception No. 986940, and corrected with an Affidavit of Correction recorded on January 16, 2025 at Reception No. 1038330, in Book 1127, at Page 731, in the public records in the office of the County Clerk and ex-officio Register of Deeds in and for Lincoln County, Wyoming.
The Mortgage contains a power of sale which, by reason of said default, the Mortgagee declares to have become operative, and no suit or proceeding has been instituted at law to recover the debt secured by the Mortgage or any part thereof, nor has any such suit or proceeding been instituted and the same discontinued.
Written notice of intent to foreclose the Mortgage by advertisement and sale has been served upon the record owner and the party in possession of the mortgaged premises at least ten (10) days prior to the commencement of this publication, and the amount due upon the Mortgage as of September 9, 2025 being the total sum of $286,701.74, plus interest, costs expended, late charges, and attorney fees accruing thereafter through the date of sale.
The property being foreclosed upon may be subject to other liens and encumbrances that will not be extinguished at the sale. Any prospective purchaser should research the status of title before submitting a bid.
If the foreclosure sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of his/her/its money paid. The Purchaser shall have no further recourse against the Mortgagee, Mortgagor, Servicer, or their attorneys.
NOW, THEREFORE, the United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, as Mortgagee, will have the Mortgage foreclosed by law by causing the mortgaged property to be sold at public venue by the Sheriff or Deputy Sheriff in and for Lincoln County, Wyoming to the highest bidder for cash at 10:00 o’clock in the forenoon on October 14, 2025 at the Lincoln County Courthouse located at 925 Sage Ave, Kemmerer, WY 83101, for application to the above-described amounts secured by the Mortgage, said mortgaged property being described as follows:
Lot 3 of Block 5 of Lincoln Heights 5th Addition, First Filing, to the City of Kemmerer, Lincoln County, Wyoming as described on the official plat filed on September 7, 1963 as Instrument No. 603378 of the records of the Lincoln County Clerk.
Also
Lot 3A of the Dell Rio Addition, Amended Plat, to the City of Kemmerer, Lincoln County, Wyoming as described on the official plat filed on September 26, 1993 as Instrument No. 768502 of the records of the Lincoln County Clerk.
More Correctly Described As:
Lot 3 of Block 5 of Lincoln Heights 5th Addition, First Filing, to the City of Kemmerer, Lincoln County, Wyoming as described on the official plat filed on September 7, 1983 as Instrument No. 603378 of the records of the Lincoln County Clerk.
Also
Lot 3A of the Dell Rio Addition, Amended Plat, to the City of Kemmerer, Lincoln County, Wyoming as described on the official plat filed on September 26, 1993 as Instrument No. 768502 of the records of the Lincoln County Clerk.
With an address of 1787 Dell Rio Dr, Kemmerer, WY 83101 (the undersigned disclaims liability for any error in the address).
Together with all improvements thereon situate and all fixtures and appurtenances thereto.
Mortgagee shall have the exclusive right to rescind the foreclosure sale during the redemption period. In the event that the sale is rescinded or vacated for any reason, the successful purchaser shall only be entitled to a refund of his/her/its purchase price and/or statutory interest.
Dated: August 28, 2025 United States of America acting through the Rural Housing Service
or successor agency, United States
Department of Agriculture
By: Brigham J. Lundberg
Halliday, Watkins & Mann, P.C.
376 East 400 South, Suite 300
Salt Lake City, UT 84111
801-355-2886
HWM File # WY21698
PUBLISHED: Sept. 9, 16, 23, 30, 2025
